Most kids know that money doesn't grow on trees. But do they also know how to save and invest it? The Vermont State Treasurer's Office is working on that. The office runs three kid-friendly initiatives, two of them around tax time. The Be Money WI$E Financial Literacy Poster Contest, cosponsored by the Vermont Bankers Association, challenges young artists to illustrate effective ways to grow their money. Winners are recognized at a Vermont Statehouse ceremony on April 11. On May 3, the Vermont Treasury Cup Challenge quizzes high schoolers on personal finance and economics in a game-show format. And the yearlong Reading Is an Investment program educates K through 6th graders about basic financial concepts through books such as Frances Kennedy's The Pickle Patch Bathtub. As the office's financial literacy director, Lisa Helme, puts it: "You can't begin teaching kids too young about money."